Archive for October, 2006

Too many people pay too much money in auto insurance. I was one of them! I switched my services and cut nearly $300 out of my yearly bill. I was paying $300 for things I didn’t need to pay for. What a rip.

I recently found an article over at villagesoup.com all about Tips to help save money on auto insurance. It didn’t really occur to me until this article that everyone should look at their insurance bill and see how they can save dollars. Your insurance agent needs to make money so they try and sell you more and more coverage.
Here’s a quick overview about what you’ll find over there.

Be a safe Driver - duh, Buy a safe car, this can go a long way. Choose a higher deductible - but make sure to choose this safely, you don’t want to get stuck paying for every little knick knack on your car.

eliminate unnecessary coverages - do your research and check it out.

shop around - shop around and get different quotes, maybes it’s time to visit progressive.

technorati tags:Save, money, Insurance, tips, finance

Budget, Budget, Budget. That’s all you hear these days as a sure fire way to save more money and become rich faster.

But what if do you do if’ve you’ve got a great budget but no money left over? You have to loosen the load on your budget. You have to find ways to make those costs that are already in your budget lighter.

Maybe raise your deductibles (assess the risk first) or switch up your mortgage term, do you need extra TV services? There are tons of ways you can loosen the load on your budget and 50 of those ways are listed over at Freemoneyfinance.com under a series called 50 Ways to Trim Your Budget.

There are several parts to the series so make sure to read through them all. Even if you just do a few that could have the potential to save you bundles over the course of a year.

technorati tags:Save, Money, Tips, Saving

The short of it yes you can.

You can borrow money from your 401K and make a down payment on a lot of things. It’s called a loan against your 401K and basically you’ll be paying back the money, with interest to yourself.

There is an article today over at fool.com that talks about just this. Selena Maranjian pulled a discussion from the buring or selling a home discussion board at fool.com and point’s out the quality responses the user who posted the question got. Selena also added a bit of her own advice such as.

Getting the best terms you can

Search out alternative means

Should you Save for a down payment

All these tips and a few more on real estate investing can be found at her article linked to above.

technorati tags:Real, Estate, Investing, Tips, 401K, Loan, Down, Payment