February 4, 2012

Tax Break on Phone Tax

Federal judges ruled illegal the 3 percent federal excise tax on long-distance phone service. Service providers were ordered to stop charging the tax by August 1, although federal excise tax on local phone service still applies. You may qualify for at least $30 from the government as your share of the $15 billion dollar telephone [...]

35 Cent Breakfast

Here’s a great way to improve your finances and your health painlessly. If you regularly pick up a muffin for breakfast, you are probably spending close to $2 (and untold calories) each day on pastries. No big deal? That adds up to $730 each year, enough for a mini-vacation. Or a couple of car payments. [...]

Live Well for Less Money

Cutting costs does not necessarily mean cutting lifestyle. If you are living on a budget, you need to get creative with your available discretionary funds. Here are a few ideas for living better without spending a lot of money. 1. A new mattress Few things in life bring as much peace of mind and basic [...]

Credit Score Basics

A credit score is a number indicating your level of credit risk to potential lenders, typically a higher number represents lower risk. It is arrived at using statistical models involving different numbers from your credit report. The models were created using payment data from thousands of debt holders, which make the scores extremely effective in [...]

Manage Your Money in the New Year

Did you resolve to become financially healthy this year? Here is a list of tips to get you and your money in shape. Act on your financial plan today, it will pay off tomorrow. You can do it! Do a reality check Assess your net worth using this handy browser based balance sheet. Get into [...]

Save Money by Transferring Debt to a 0% APR Credit Card

Credit Card debt can be a pain in the neck and with the holidays now behind us, I know I’m not the only one with a little holiday related debt. Sometimes it can be just too easy to swipe the credit cards and not worry about how you’re going to pay for that sweater for [...]

Exchange Traded Funds to Make a Splash in 2007

Exchange Traded Funds made quite an impression in 2006 and ETF’s look to make and even bigger splash in 2007. The ETF is a great thing if you want to get into many a mutual fund but don’t want to deal with going through a management firm. Most management firms make you join with a [...]