Choosing a Financial Planner

If you are in the market for a financial planner, here are ten questions that you may want to ask your candidates before you choose an advisor.

• How many years have you been in business?
• Can you describe your typical clients?
• What is your ratio of support staff to professional staff?
• What is your reputation in the field and in the community?
• Can we meet at your office? (You’ll learn a lot about his or her personality)
• Do you understand what the advisor tells you or does he or she talk over your head?
• Do you have a clean record?
• What are your investment methods?
• May I get referrals from other clients you have?
• Do I have to sign a contract?