February 4, 2012

The One Big Risk of Cancelling Your Credit Card

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We have all been there, some of us are there now; some of us have already done it. We want to cancel a credit card after we pay it off.  This more often than not is the result of us not wanting to spend a yearly fee that comes with the credit card. Or maybe [...]

Nine Steps to Take if Your Credit Card Data is Hacked

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There are usually a number of excellent personal finance articles floating around on a daily basis. Financing Wealth provides you with many of them, however, sometimes we come across an article that is so good we want to share it. Right now there is a really good one online regarding steps to take if your [...]

Is Opening a New Credit Card Account for Balance Transfers Smart?

We all get them. Credit card after credit card offers. It will probably never stop. Even if your credit is poor, credit card companies are still willing to take a chance on you, albeit at a very high interest rate. You get so many credit card offers that it may overwhelm you. A popular move [...]

Avoid High Credit Card Fees to Save Money in 2011

It needs no mention that all credit cards are laden with traps. If you can combine a few big purchases with an outrageously high interest rate, add on some unexpected late fees and penalties and continue making only the minimum monthly payment, you have the perfect recipe for a future debt disaster. As the US [...]

Why is Credit Card Debt Bad?

What is glaringly obvious when it comes to credit cards is that debts from these cards differ from the traditional consumer debts. Some people allege that in the first place, credit card companies prey on the vulnerabilities of consumers. It’s like waving a red flag right on the face of a bull. Credit card debts [...]

Is it Possible to Save on Gas Prices?

Gas prices are shooting through the roof. Oil started the year out by going over $100 a barrel and gas prices around the country showed it. In Hawaii, gas is toping $3.40 – $3.60 a gallon, along with most of the west coast seeing these same high average gas prices. This is forcing a lot [...]

College Students and Credit Cards

Most of you out there who are either in college or went to college have probably walked past one of these. A table or booth setup with someone wanting to give you a free t-shirt, or sun glasses, or gift certificate if you’d only fill out a few forms. Sure, seems harmless. Three weeks later [...]

SPONSOR POST: Cash Advance as a Short Way to Cold Cash

Credit cards are a convenient form of money. But there are situations when you need cold cash. You can get it from your credit account at the bank or nearest ATM. Lack of knowledge always leads us to unforeseen situations and can be a reason of debt. Applying for a cash advance be ready for [...]

Manage Your Debt Wisely

Almost everyone has to carry debt of some sort. Actually, if you read about the super rich, you’ll see that at one point or another these people probably took on an extreme amount of debt by leveraging assets to make them “super rich.” But the difference between those super rich and a lot of other [...]

Control Your Debt and Avoid Bankruptcy

Debt is a necessary evil that the American Dream is built on. If you want to own a house, you go into debt with a mortgage. If you want to own a new car, most people buy with an auto loan. But going into debt doesn’t mean doing it foolishly like some do. You can [...]