Interest Rates

February 4, 2012

Fed Looks Weak on Monetary Policy

April 29, 2010 By LinkSales Leave a Comment

Today the Federal Reserve voted again to keep interest rates the central bank charges commercial banks at a record low, prompting investors and analysts alike to question whether or not the FED is actually concerned with monetary policy. The move, which keeps rates at 0-.25% is the lowest ever, and many believe we may see [...]

Filed Under: Federal Reserve, Interest Rates Tagged With: Economy, Fed, Federal Reserve

Fed Cuts Rate to 1%

October 29, 2008 By Erik 4 Comments

In another move to try and save the economy the Federal Reserve has cut it’s key interest rate to 1%. Some analysts are already calling for a move that might cut the rate to 0% in the not so distant future. That’s right a 0% rate could be near. What does that mean for you? [...]

Filed Under: Federal Reserve, Interest Rates Tagged With: Credit, Deflation, Federal Reserve, Interest Rates, Saving, savings account

Finding a Car Loan in this Market

October 27, 2008 By Erik Leave a Comment

With the worldwide credit crisis in full swing it can be hard to find a car loan to get that car you need to get around. When we were asked to review the UK based Credit Plus Car Finance site we didn’t even hesitate. We feel as though we need to get out the word [...]

Filed Under: Car Loans, Interest Rates Tagged With: Car Loan, Credit, Finance, UK

What is Compounded Interest?

April 30, 2008 By Guest Leave a Comment

Compound interest â€“ everybody wants to know about it. The concept is quite simple really and anyone wanting to get control of their personal finances should understand it. When you compound the interest, what you do is you add back the accumulated interest to the principal. This effectively turns the earned interest into a principal [...]

Filed Under: Interest Rates, Money Saving Tips Tagged With: Compound Interest, Interest, Investing, personal finance, Saving, Yield

What is the Prime Rate?

April 25, 2008 By Guest Leave a Comment

When you are applying for a loan or you are considering buying something on a loan, that thing that you will be most concerned with is the interest rate. Chances are you will look to receive the banks best rate on the loan you want. The rate you receive however is likely to be determined [...]

Filed Under: Interest Rates, Loans, Mortgages Tagged With: Interest, Loans, Mortgage, personal finance, prime rate, Subprime

What is an ARM?

April 25, 2008 By Guest Leave a Comment

The primary concern when you are trying to apply for a mortgage loan is the interest rate. Most of the time, it is the interest that blows your principal loan into huge proportions, leaving your personal finances in shreds. There are various rates that are imposed on mortgage loans. You can choose the kind of [...]

Filed Under: Interest Rates, Loans, Mortgages, Real Estate Tagged With: Adjustable Rate Mortgage, ARM, Loans, Mortgage, personal finance

What Does Subprime Mean?

April 19, 2008 By Guest Leave a Comment

Every once in a while you will come across advertisements on â€œall-timeâ€ low mortgage rates. Most of the time, these type of mortgages are given to people with good credit standing and control of their personal finances. But what if your credit score is not something that you can be proud of? How do you [...]

Filed Under: Federal Reserve, Financial Definitions, Interest Rates Tagged With: Credit History, Credit Score, Loans, Mortgage, Prime, Risk, Subprime

Find Loans and Read Reviews

January 27, 2008 By Erik Leave a Comment

With the Feds lowering interest rates, that could spell relief for some borrowers, especially if they do what most investment gurus are expecting again next month, lower the key interest rates once again. So with low rates, what does that mean for you. It means finding the right lender who won’t put you in the [...]

Filed Under: Debt, Interest Rates, Loans, Mortgages Tagged With: Loans, personal finance

Bank Reviews to Save You Money

January 5, 2008 By Erik Leave a Comment

Finding a good place to put your money these days is becoming tougher and tougher. If you want to increase your wealth, and eventually finance your wealth by letting just your money build you need to find a good place to but that money. Stocks can be good for a portion of your money but [...]

Filed Under: Interest Rates, Money Saving Tips

The Fed Cuts Rates, The Stock Market Plummets

December 11, 2007 By Erik Leave a Comment

Most of you would have thought “the Fed cuts rates, stocks are going to jump higher and higher.” Similar to what they’ve been doing over the past week or two. The stock market has been on the rise. But today, when the Feds announced a quarter point cut stocks plummeted. I mean dropped like a [...]

Filed Under: Federal Reserve, Interest Rates, Investing, Stock Market