February 4, 2012

What is an ARM?

The primary concern when you are trying to apply for a mortgage loan is the interest rate. Most of the time, it is the interest that blows your principal loan into huge proportions, leaving your personal finances in shreds. There are various rates that are imposed on mortgage loans. You can choose the kind of [...]

Finance Questions Answered at Thrifty Scot

Sometimes finding good advice on money and savings is hard, especially on the internet. Everyone and their mother (literally) seems to have advice as to how you can get rich quick, or save a bundle and retire early. Which advice do you take? I was recently put in touch with a website called Thrifty Scot [...]

Steps to Home Ownership

Thinking about buying a home? The steps you need to take may seem a bit overwhelming if you are a first time home buyer. Here are the basic steps you need to make to call it home sweet home. 1. Offer Once you look around and find the perfect home, you’ll need to make an [...]

Can you make a House Downpayment through your 401K?

The short of it yes you can. You can borrow money from your 401K and make a down payment on a lot of things. It’s called a loan against your 401K and basically you’ll be paying back the money, with interest to yourself. There is an article today over at fool.com that talks about just [...]

Is the Housing Market Slowing

No doubt the housing market has stalled. If it wasn’t willed by media and the public with all the talk of a housing bubble then maybe the interest rates rising has something to do with it. The National Association of Realtors has reported that homes for sale jumped in April by 37 percent. That means [...]

Zillow.com Helps Determine Your Value


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Zillow.com Logo

For some their home is and will be their largest “asset” they own or will ever own. Knowing the value of you home can be key to knowing what type of credit is available to you. Often finding the value of your home is really, really, really, tough and you’ll end up paying an appraiser [...]