February 4, 2012

Plan Your Financial Future Early

Key and keyhole

We all know this to be true. The earlier you start planning your financial future, the better off you will be. While this statement is true (the earlier you start, the more years you have to accomplish your goals), the bottom line really is, the better you plan, the better your options will be. Get [...]

How Should You Prepare for Retirement?

When planning for your retirement there are three major elements that you want to really consider when looking at your overall portfolio. The three main areas to consider are: Pensions Savings and Investments Social Security Benefits Pensions: A sum of money that will be paid regularly to you after you retire. Usually coming from the [...]

The Five-Year Retirement Plan

Employee Benefit Research Institue Chart

Retirement plans and more importantly outcomes have really changed over the past several years. This is due to the major economic downfall that America has experienced this decade. With that in mind, there are still available 2, 3,4 and 5-year retirement plans available. The plan you choose really depends on what stage of life you [...]

403b Retirement Plan Options

Many of us have seen this type of plan flashed around before. Are you interested in what exactly a 403b plan is and whom it is tailored to? If you are a civil government employee, a University employee, or an employee that works at a not-for-profit company, then you are well aware of what a [...]

Good and Bad Retirement Investment Choices

If you are a responsible adult, then you have been making the choice to plan on how your retirement will turn out. The main way to secure a good and relaxing retirement is to invest in your future. All of us are worried about the current economy, and where it may lead us in the [...]

What is the Best Roth IRA?

A Roth IRA is a great way to save for your retirement, and if done properly will allow you to retire with quite a bit of money to your name. Choosing the best Roth IRA doesn’t have to be hard, you just need to take certain steps to understanding which one works best for you. [...]

401k Rollover Options

If you leave your current employer – whether by choice or not, you will need to gather up some information regarding your 401k rollover options. It is very important to know the options available to your distribution options as well as your retirement options. The choice you make now will directly affect you in the [...]

What is Social Security?

Social security is there to give some level of security or protection to workers and their families from unforeseen problems such as the loss of a job or disability by providing some form of compensation, usually monetary. In the US it was started in 1935 and has been around ever since. Where putting your personal [...]