February 4, 2012
Personal Finance Tips to Help You Make Money
College is the time for building skills for both the professional world and life in general. Business majors aside, financial prowess is rarely on the docket for scholars in-training. Fiscal skill-sets often get over-looked as students focus on their textbooks more than checkbooks. As a student, choosing the bank from which you get your checkbook [...]
The Consumer Credit Protection Act was a very important step in the process of allowing consumers to understand a view the credit situations more accurately. The actual act was first passed in 1968. The CCPA spelled out basic consumer protections, including Truth in Lending disclosures. It requires creditors to state the cost of borrowing in [...]
The primary concern when you are trying to apply for a mortgage loan is the interest rate. Most of the time, it is the interest that blows your principal loan into huge proportions, leaving your personal finances in shreds. There are various rates that are imposed on mortgage loans. You can choose the kind of [...]
As a parent, it is very important for you that you give the best to your children. Oftentimes, you’d be dreaming of sending your child to college. This is not an easy task. Going to college means a lot of expenses. This takes a toll on your personal finance. So ideally, you should consider saving [...]
Every once in a while you will come across advertisements on “all-time†low mortgage rates. Most of the time, these type of mortgages are given to people with good credit standing and control of their personal finances. But what if your credit score is not something that you can be proud of? How do you [...]
If you’ve payed attention to any financial news lately then you’ve probably heard the phrases mortgage crisis, or sub-prime crisis. It’s because a lot of people took out loans that we’re right for them and then investors bought and sold those loans who couldn’t back what they bought and sold. Had people done research and [...]
With the Feds lowering interest rates, that could spell relief for some borrowers, especially if they do what most investment gurus are expecting again next month, lower the key interest rates once again. So with low rates, what does that mean for you. It means finding the right lender who won’t put you in the [...]